Accidents can happen, and could result in sizeable compensation claims against your business. Liability insurance covers awards of damages, legal fees, costs and expenses given to an employee or member of the public as a result of your negligence.
Renew Insurance has teamed up with the leading providers in UK small business insurance, Your Insurance Group, as their policies offer outstanding benefits and value for money...because your livelihood matters.
Adrian Parry, Managing Director
Liability insurance arranged by Your Insurance Group includes variable rates of cover tailored to your specific circumstances, including public liability insurance and employers' liability insurance.
Public liability insurance protects you against claims of negligence resulting in injury or damage to property. Trades insurance can offer public liability (PL) cover in three levels of indemnity: £1m, £2m and £5m for most trades professions.
Employers' liability insurance protects you against claims of negligence brought by an employee. Failure to have appropriate cover can result in fines up to £2,500 per day (source: Businesslink.gov.uk)
Our trades insurance carries the industry standard £10m cover, offering a range of policies to meet your public liability insurance and employers' liability insurance needs, and providing cover for over 200 UK trades professions working at third party sites and locations.
A selection of those requiring trades insurance includes electricians, glaziers, decorators, builders, carpenters, painters, bricklayers, plumbers, joiners and plasterers. Your trades insurance policies include public liability and employers' liability insurance, loss or damage to tool, own plant and phones, liability for hired-in plant, and personal accident cover.
There is no time-consuming form-filling either; your paperwork will be completed for you to make sure your trades insurance is right for you. You will receive a tailored policy to meet your needs from the UK's leading insurance underwriters, giving you peace of mind that you are adequately covered. You are also offered a monthly payment plan to help you spread the cost of your trades insurance premium.
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