No Claims Bonus

How does my no claims bonus help me to get cheap car insurance? If your goal is a cheap car insurance quote, your no claims bonus is the best way to achieve this. No claims bonus will entitle you to a discount giving you a cheap car insurance quote.

Renew car insurance excels in providing you with motor car insurance quotes that are value for money and provide reassurance that claims will be settled without fuss...because your safety matters.

Andy Kirton, Director

Your no claims bonus (NCB), also known as a no claims discount (NCD), is a reward offered by insurance companies to drivers who do not make claims against their policies. For every year that you do not make a claim, your no claim bonus will take you nearer to your goal of achieving that cheap car insurance quote by reducing the price of your motor car insurance quote by a percentage. Many companies offer progressive discounts up to 5 years, but most of our schemes offer continual rewards up to 9 years.

Of course your no claims discount will be affected if you need to claim on an accident, incident or loss; however depending on the number of no claims bonus years you have, your motor car insurance policy can allow you to pay a small amount to protect your no claims bonus so that you will still be able to get that cheap car insurance quote.

Some schemes will allow you to protect your no claims bonus for a second claim as well. Your no claims discount will, over time, mean you have achieved such a cheap car insurance quote that it may be wise to pay to protect it.

If you have more than one car, each with different no claims bonus entitlements, then we can give you a combination of motor car insurance quotes for each car using your different no claims bonus. This will enable you to work out which are the cheapest motor car insurance quote options. As your no claims bonus directly relates to a percentage off the price, applying your largest no claims bonus to the most expensive motor car insurance quote could save you money.

If you want that cheap car insurance quote and you don't have a no claims bonus yet, or it has been affected by claims, call us for help in finding a car insurance quote as some of our schemes may still allow a range of discounts.

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